Personal Account Service Fees

When choosing a payment provider, people look for simplicity and convenience and seek to avoid additional charges. We give them what they want.

We keep our fees at the minimum amount possible, providing fast, reliable, and high-quality service. Our goal is to make OKPAY an affordable solution while at the same time implementing the newest technologies and keeping up with the latest industry trends. All the basic features are free. OKPAY is just as much about cost-savings as it is about smooth transactions.

Free Account Registration
Free Account Maintenance
Minimal Commissions
Free SMS Service
Account Restoration €10
I want to send and receive payments in

Top-Up and Withdrawal Fees - {{vm.GetCurrencyName(vm.Data.DefaultCurrency)}}

Payment Instrument Top-up Withdrawal
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{{::ps.Name}} {{vm.GetFeePercent(ps, false)}} {{vm.GetFeeMinMax(ps, false)}} (Tariffs) From {{vm.GetFeePercent(ps, true)}} {{vm.GetFeeMinMax(ps, true)}}

Wire Transfer Fees - {{vm.GetCurrencyName(vm.Data.DefaultCurrency)}}

Type Inward Outward
SWIFT (D+0)

{{vm.GetOKPAY_Inward_Percent()}}

Additional bank fee {{SWIFT_Inward}}

{{vm.GetOKPAY_Outward_Percent()}}

Additional bank fees depending on charge type

Amount < {{Amount_Swift}}
BEN {{Outward_swift_BEN}}
SHA {{Outward_swift_SHA}}
OUR {{Outward_swift_OUR}}

Amount >= {{Amount_Swift}}
BEN {{Outward_Swift_BEN_false}}
SHA {{Outward_Swift_SHA_false}}
OUR {{Outward_Swift_OUR_false}}
Express

{{vm.GetOKPAY_Inward_Percent()}}

Additional bank fee {{Express_Inward}}

{{vm.GetOKPAY_Outward_Percent()}}

Additional bank fees depending on charge type

Amount < {{Amount_EXPRESS}}
BEN {{Outward_EXPRESS_BEN}}
SHA {{Outward_EXPRESS_SHA}}
OUR {{Outward_EXPRESS_OUR}}

Amount >= {{Amount_EXPRESS}}
BEN {{Outward_EXPRESS_BEN_false}}
SHA {{Outward_EXPRESS_SHA_false}}
OUR {{Outward_EXPRESS_OUR_false}}
SEPA

1.00 EUR (SEPA transfer)

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Payment Cancellation, Amendment, Investigation (1 message)

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{{vm.GetServicesFee(0)}} {{vm.GetCurrencyName(vm.Data.DefaultCurrency)}}

Payment Reversal *

{{vm.GetServicesFee(6)}} {{vm.GetCurrencyName(vm.Data.DefaultCurrency)}}

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SWIFT Payment Confirmation
{{vm.GetServicesFee(3)}} {{vm.GetCurrencyName(vm.Data.DefaultCurrency)}}
Account Statement
{{vm.GetServicesFee(4)}} {{vm.GetCurrencyName(vm.Data.DefaultCurrency)}}
Certificate of Good Standing
{{vm.GetServicesFee(5)}} {{vm.GetCurrencyName(vm.Data.DefaultCurrency)}}
Cheque Cashing

Terms of Use

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* Multiple reversals may involve heavy penalties, depending on the damage.

What is the difference between the following charge types: BEN, SHA, and OUR?

BEN – all bank fees are paid by the beneficiary customer through a deduction from the amount of the transfer except for the OKPAY standard wire transfer withdrawal fee, which is paid by the ordering customer. OKPAY has no control over the amounts that foreign and intermediate banks may deduct. Senders should understand that the beneficiary pays these charges if a wire is sent with BEN charges.

SHA – all correspondent bank transfer fees are shared between the ordering customer and the beneficiary customer. The ordering customer pays the OKPAY standard wire transfer withdrawal fee. The majority of SWIFT wire transfers are sent with SHA charges.

OUR – all correspondent bank transfer fees are paid by the ordering customer, including any fees charged by any foreign bank. With OUR charges, the beneficiary receives the exact amount sent by the ordering customer, although the beneficiary's bank might still charge for receipt of the funds.

Exchange Rates - {{vm.GetCurrencyName(vm.Data.DefaultCurrency)}}

Below you can find the current exchange rates for supported currencies within OKPAY system.

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1 {{vm.GetCurrencyName(vm.Data.ConverterFrom.CurrencyFrom)}} = {{vm.Data.ConverterTo.Rate1}} {{vm.GetCurrencyName(vm.Data.ConverterFrom.CurrencyTo)}}
1 {{vm.GetCurrencyName(vm.Data.ConverterFrom.CurrencyTo)}} = {{vm.Data.ConverterTo.Rate2}} {{vm.GetCurrencyName(vm.Data.ConverterFrom.CurrencyFrom)}}
Currency
Buy
Sell
Currency
Buy
Sell
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{{vm.GetBuyRate(cur.ID)}}
{{vm.GetSellRate(cur.ID)}}