OKPAY MasterCard® (USD)

The OKPAY Card is a prepaid MasterCard®. The MasterCard Brand Mark is a registered trademark of MasterCard International Incorporated. It means that OKPAY Card can be used in over a hundred countries — wherever you find a MasterCard Acceptance Mark.

Cashless payments for goods and services, tickets, hotels, car rentals and travel booking, other payments, ATM cash withdrawals, payments over the Internet - all of these services have become an integral part of our modern life. The key to these almost infinite possibilities is available 24 hours a day 7 days a week, it may be in your own hands — OKPAY Card.

Special Features

Order OKPAY Card for your account and get the following possibilities:

Card application is completed online without visiting the bank and standing in queues.
Instantly request OKPAY Card top-up from the balance of your OKPAY e-wallet.
Receive email notifications about card top-ups, spendings, etc.
Request a card statement for a selected timeframe to get the details on your expenses.

Virtual or Plastic?

OKPAY Card is available in two options: virtual and plastic.

Virtual card for internet only payments

Payment card information is delivered to your email address. You can start making online purchases immediately.

Plastic card for universal payments

The card is delivered to your residential address. Make purchases online, in retail stores (POS), withdraw cash from an ATM, etc.

Virtual Plastic
Ordering Fees
Card order $15 $15
   — Regular post delivery within a few weeks $0 (free) $0 (free)
   — Courier service within five business days
Card Load / Unload
Regular card top-up 1 $3 + 1% $3
Express card top-up 1 $5 + 1% $5
Retrieve funds 2 3% (min. $5) 3% (min. $5)
Transaction Fees
ATM withdrawal 2% (min. $3, max. $15)
POS transaction 0% (free)
Non-financial transaction/decline $0.40 $0.40
Exchange rate for transactions in other currencies MasterCard currency conversion 3
Minimum balance 4 $10 $10
Validity period 24 months Up to 12 months
Card Inactivity 5 $10 during the 1st year; $17.50 during the 2nd year

1 Maximum total card top-up amount is $3000 daily. Express card top-up is an automatic deposit processed on a priority basis 24/7.

2 Retrieve funds from your OKPAY Card balance back to your e-wallet. Maximum transfer amount is $500.

3 The calculation method is dependent on the above criteria and the rate used is based on the previous business day's mid-rate applied by the card scheme company (noting that some companies send the exchange rate file several times in one day, and use different rates for each based on the market rate at the time of each submission) in addition to a mark-up that covers the related currency fluctuations as well as provides an income stream.

4 This amount will be deducted at the moment of the first deposit and is held as a card account closure fee. If a client desires to order another card after the old one expires - this amount can be transferred to the new card account upon contacting support service.

5 If the Card remains inactive for 180 consecutive days, a monthly dormancy fee will be charged (it will not be charged in full if this would render the balance negative).

Limits of USD OKPAY Card

Your OKPAY Card has daily cash withdrawal and purchase limits. These limits are set in accordance with regulations set by MasterCard and cannot be changed.

Note: Banks may impose additional withdrawal limits on their ATMs. You may, however, withdraw funds from several banks until you have reached your card limit. Fees may apply.

Operation Limit
Daily ATM transaction $750 (3 withdrawals/day)
Monthly ATM transaction $5000 (30 withdrawals/month)
Daily POS transaction $3000 (8 purchases/day)
Monthly POS transaction $15,000 (60 purchases/month)

Apply for your OKPAY Card

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Frequently Asked Questions

The OKPAY Card is linked to your OKPAY account and therefore can be funded using your eWallet balance. The possibilities of using the card are only limited by the MasterCard features - feel free to use it anywhere in the world for online and offline purchases, ATM withdrawals, etc.
In order to apply for the OKPAY Card you must complete account verification procedure and a financial questionnaire. Please note that according with the card provider requirements additional verification documents may be requested even if your OKPAY account is already verified.
Definitely! You can pay for the card order for your recipients by using the OKPAY Cards Pre-Order feature. Once the recipient completes the required verification procedures the card will be issued and sent without any additional costs. It can be used anywhere in the world - wherever a MasterCard is accepted.