Referral Bonus Program

We invite everyone to take advantage of a special referral opportunity. We believe we have the best referral program out of all those offered by payment systems. Don't miss out on your chance to earn up to 500.00 EUR per each referred user!

Definition of the Two-Level Referral System

OKPAY features an excellent two-level referral system available to both business and individual users (see the Referral Tree graphics).

You – any user, whether corporate
or individual, that has an OKPAY account.

First-Level Referral – a user who was
directly invited to OKPAY by you.

Second-Level Referral – a user who was invited
to OKPAY by your first-level referral.

Amount of Referral Payments

You, as a referrer, will benefit from referred users' actions and transactions as follows.

First-Level Referrals Second-Level Referrals (users referred by your referral)
User Transactions 20% of any fee on referred user transactions 10% of transaction fees
OKPAY Card orders 1 USD for ordinary post orders and
for courier postal service orders
0.25 USD for ordinary post orders
1 USD for courier postal service orders
OKPAY Card top-up 0.20 USD per load 0.10 USD per load
Top-Ups (E-money) 0.5% 0.30%
Withdrawals (Bank) 1 USD per withdrawal 0.50 USD per withdrawal

* Please note that we pay referral fees only for certain operations where we have income. In the case of an operation with zero commission on the OKPAY side, no referral bonus will be paid. In other words, all these referral bonuses are deducted from OKPAY fees so that we share our earnings with our partners (you). All referral payments are instantaneous.

Calculation of Potential Payments

Examples: To understand how it works, let's put some money into the picture and see what happens.

Transactions between Users

Suppose your second-level referral makes a 500 EUR transaction. For this transaction you, as the initial indirect referrer, will receive 10% of our service fee, i.e., 0.25 EUR in your account!

In a similar fashion, if the same operation is performed by your first-level referral, you will receive 20% of the fee, i.e., 0.50 EUR will be credited to your account!

OKPAY Card Operations

When your first-level referral orders a card via courier, you will immediately receive 3 USD to your account. And after the card is activated, every card load by this user will instantly put 0.20 USD into your OKPAY wallet.

E-money Top-Ups and Bank Withdrawals

Suppose one of your first-level referrals makes a 300 USD top-up in one of e-currencies. You will immediately receive 0.5% of this amount, i.e., 1.5 USD.

After a while, this user decides to move this money to a bank account. In that case, you will receive 1 USD more.

Where and How to Publish Information

To maximize your profits, we recommend that you attract new users who operate online stores or similar Internet businesses, generating plenty of sales/transactions. Forums, blogs, social networks, mailing lists, etc. The Internet hosts a great many communities of like-minded professionals in various fields of knowledge and activities. All you need to do is inform these people about us and make them interested in our services. Please do not use SPAM. Informational mailings must be clearly authorized by the recipients with the content fine-tuned to their interests.

Whom to tell about OKPAY services

There are lots of businesses interested in OKPAY services. The following are a few examples.

Online Shops

Besides accepting practically all types of payment, we offer excellent online banking services: users all over the world can both receive bank payments and make wire transfers worldwide.

Payout Projects

We are perfectly suited for any project involving regular payouts to any group of recipients. These users can receive payments to a bank account, OKPAY card, or e-wallet.

Financial Services

Forex and stock trading, multi-level marketing (MLM). Our services allow for irrevocable payments with minimal commission.


OKPAY enables its users all over the world to accept numerous different types of payments as well as apply for payment cards, which is an excellent service for both freelancers and their customers.

Adult Businesses

Our OKPAY cards are perfect for making payouts to models and content providers. OKPAY has the option of making anonymous payments without disclosing sensitive personal and financial information.

Where to find information about OKPAY and its advantages

You will need to create unique content describing OKPAY services in order to interest and attract your target audience. Please make yourself familiar with the OKPAY features for Business and Personal accounts. You may also want to look at the Business Solutions section, which contains a detailed description of the benefits OKPAY can bring to various kinds of e-commerce.

Promotional Graphics, Logos, and Banners

Click here to get our logos and banners in practically all styles and dimensions. You are free to use any of this material in your promotions.

Start Referring New Users Today – It's Easy

Here's how to get started.

  • Log in to your OKPAY account.
  • Open the Referral Bonus Program section of your OKPAY Profile to get your personalized referral link, which you can send out in emails, add as a banner to your website, or integrate into your e-commerce application.
  • Every time a new user signs up for an OKPAY account via your link or banner, you will immediately start receiving referral bonuses of their transaction volume – up to 500.00 EUR.